Posts

finding a good real estate agent

Whether you’re buying or selling homes or properties, real estate agents are very important for any profitable and secure real estate transaction. In many cases, property agents are only known through word of mouth. Perhaps you know these agents because they are recommended by your family and friends who are satisfied with their services in past transactions. You can also find real estate professionals through advertisements in classified ads or through the Internet. From the moment that you advertise your intention to buy or sell a home, it would usually mean that you will be opening your door to property agents. These agents will be very persistent in trying to represent you; after all, they make a living through buying and selling properties. They are also willing to do the extra mile just to help you achieve your dreams and goals. A good agent is known for his credibility, so don't be shy to ask questions. You can ask and get yourself educated on the many aspects of buying and ...

on walking our talk

We are probably not aware of it but most of us are guilty of not walking our talk. There are times when, even when we have already set our own principles and standards on what we believe to be the right thing to do, we would find ourselves settling to do the wrong thing. Why is it just so hard for most of us to walk our talk? Why is there discrepancy between words and actions? Perhaps it is because it is tempting to backslide or to do the opposite especially if this would mean convenience on our part or something that can keep us out of trouble. But hey, why should we complicate things? Let's not make a wrong thing seem right just because almost everybody is doing it and it is something that we all can benefit from. Just saying. :-)

written over a cup of coffee (note to self)

Image
Change. We all want to change for the better but, at times, it is such a struggle to be able to successfully do so; but once you finally found the courage to take the first step towards the process of "change", everything else will soon follow... hopefully, with God's will and guidance. However, it is always possible to find yourself falling into the trap of going back to the previous state you are in. You might feel tired about your failed attempts at changing because you would always find yourself back at square one rather than progressing towards the finish line. And you will then start to wonder and ask yourself, "Why did I mess it up, again?" Of course, it is easy to figure out why you failed because you will be able to assess the consequences of your failed attempts. On the brighter side, you can always start again - 'more intelligently', as Henry Ford puts it. Today, with the help of God, I am changing. I am starting again more intelligently to...

something rare and durable

Didn't you realize how quickly the days go by? I began to realize that it's almost Christmas time when we officially started our Kris Kringle this month. Definitely, it’s time to buy gifts these days. It’s really fun and exciting to be receiving a little something each week. I am looking forward to the revelation part where we get to know who’s been giving us the gifts we’ve been getting each week. Speaking of gifts, I have also been planning to give something unique as a Christmas gift to my hubby. Clueless on what to give, I started to browse online for gift ideas and this led me to seeing pictures of Tungsten Rings, particularly the wedding rings. Oh, I would have loved for us to be wearing beautifully designed wedding rings made of rare and durable metal like Tungsten to symbolize our rare and enduring love for each other; however, we already have our wedding rings because we've been married for 4 years already. So, I'll just have to suggest that my friend in the...

my ever thankful heart

Image
I just love it when the U.S. celebrates Thanksgiving holiday. I am loving this holiday more this year especially now that I just got back from working in traditional office. The company I work for follows the American holidays in determining our non-working days. This is why I was fortunate to have enjoyed a two-day respite from work. In fact, I'd consider it as a four-day vacation from work if I were to include Saturday and Sunday. Yey! Thank you, America! :-) In connection with the Thanksgiving holiday, I told my husband I am going to post again something about gratitude. I always have a lot of things to be thankful for in my life. Overall, life has been great. Despite a few setbacks here and there, I feel like the Lord has been very kind to me and my family. With God's help, there weren't troubles that me and my husband weren't able to endure together. I think I've said or written this somewhere. Why do I feel like I keep repeating myself? *grin* In terms of wo...

work and career matters

After careful consideration, I have decided to go back to working in traditional office. It was one of the hardest decisions I have ever made considering that I have always wanted to stay and work at home so I can also be where my daughter is. Among the many plausible reasons I have, recent health concerns in the family added more weight to the decision that at least one of us should be back working in traditional office setting so that the whole family can have health insurance as part of the benefits. Anyway, I am not going to be working in the office the whole day and my Saturdays and Sundays are always free. Indeed, even as a freelancer, work-at-home employee or a casual worker, it’s really important to have an amount set aside for contingencies such as health setbacks and other emergencies. Sometimes, we tend to put these things off (if not forget) hoping that we would stay healthy all the time and especially since we’ve always known ourselves to be not the sickly type. However, w...

financial matters

Lately, we have been getting a lot of calls from representatives of different banks. Some of them wanted to talk to me while the others wanted to talk to my husband. I wonder where they got our names and telephone number. Perhaps they got it from a telephone directory or from the bills that were sent to us. It could be from raffle coupon forms that we have religiously filled up at the malls hoping we would get lucky. Could it be possible that some establishments would sell customer information to these banks? Anyway, these bank representatives were calling us for one purpose; and that is to tell us that we are qualified to avail of personal loans. Personally, I was really surprised how confident they were to offer us this type of loan when they do not even know yet if we are capable of paying them back. To be really honest, it looks really tempting to avail of a loan because we could use it for house improvement and other important things. To rely on our salaries from working onl...