Friday, April 29, 2011

buying a good home

For those who are still renting an apartment, it is time to consider buying and owning a house. It is a waste of money if you spend for a place of dwelling that you can never own even in the long run. For this reason, it is practical to invest in a good house where you won’t think about having to look for another place to stay later on when landlords or apartment owners would already decide they no longer want to have the place rented. Indeed, renting a home will not provide you with the security that you will always have a place to go home to for many years. It is time to decide on buying a good home now rather than in the future because the price of homes will surely increase in the future.



Below are some important things to consider when buying a good home for the family:

1. Location. If your purpose is to have a house for the family that you can all go home to every single day, you need a location that is in close proximity to where you are working. You don’t have to live nearest to the place if you enjoy a long drive everyday before and after going to work. However, if you have children or intend to have children later on, you may want a home location that should be nearer to some of the best schools especially if you don't want to put them on a home school.

2. Size of Family. If you have a large family or are planning to have one, you need to consider purchasing a bigger house with a lot of rooms in it. However, if it is a small family you have, you may find it practical to buy only a home that should be good enough to house a small number of people.

3. Security. An ideal home should be secure enough for the whole family. This is somehow connected to your location of choice. If you are thinking of building and moving to another place, you need to be assured that your family will be safe and secure in that place. If you are aware that peace and quiet is something that you cannot always look forward to have in that certain place, then it is best to go find another house that will not endanger your household.

4. Cost. There are many homes now that are already built and should be ready for occupancy. Depending on your budget, you can choose to buy a brand new home or you can choose to buy one of those foreclosed homes. Consider the price of a particular home before deciding. Making price comparisons should not be that hard since a lot of the best homes being sold in the market today are already advertised online.

You can easily purchase a good home via a housing loan or mortgage. Even if your purchase is covered via a housing loan or mortgage, you can always get a reasonable price for a good home. The earlier you decide to do that housing loan or mortgage, the more time you have in paying it back and then owning it officially. This should be a whole lot better than renting.

1 comments:

Rain said...

We have been renting an apartment for more than 6 yrs. and now we are planning to buy a house. Thanks for these useful tips.

apartment for rent in Makati

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