Thursday, April 22, 2010

reality check!

"Oh, honey when I die
Dress me up in a coat and tie
Give my feet a pair of shoes
That I haven't worn in a long time
Put me in a golden box
Not a cross on a pile of rocks
Bury me where the grass is green
And the gates are shining..."


The quoted text above is the chorus to the lyrics from a song entitled "Poor Man's Grave" by a band called the Eraserheads. The melody to this song is so good that I can't help but sing along; however, if I would have to look deeper, it would cause me to think "is it really necessary to have a grand funeral"? I believe it wouldn't matter anymore when we're dead. However, the fact remains that it is important for most families to bury their dead with a decent funeral. It's like a form of last respect for a dead loved one. Personally, I came from a family who didn't have the benefit of a good insurance. I remember when one would get sick, we can't expect dad's insurance benefit to cover all the medical expenses. In fact, when mom got hospitalized and was diagnosed with brain aneurysm, we were really a helpless family, financially and emotionally. The company insurance benefit that I had when I was still working in an office won't be able to help her because only the spouse and children are covered, and parents aren't. Fortunately, since family will always be family, my mom's sister helped out and almost shouldered everything, from hospitalization down to funeral expenses. I was thinking won't things have changed if we have considered getting a funeral insurance when we still have more years to prepare for it? Isn't it a good idea to be prepared so that when the reality of death happens, loved ones or the surviving family will no longer have to worry about looking for money so we can have a decent burial? Oh well, if it is something that we can afford to pay monthly, why not? However, if the family budget will not allow it, then we probably have to be content with the kind of burial that the family can afford.

5 comments:

Bchai said...

That's the scary thing about the unexpected: you never know when it's going to come for you or your loved ones. It's good to be prepared though.

I think that it's a good idea to have some insurance set aside for funeral expenses. I wouldn't want my family paying too much for my funeral though. "I said just CREMATE me!!!" (LOL)

meretrisha said...

LOL.. isn't cremation more expensive?

Bchai said...

No, I think here in the States, in ground burials are more expensive. The caskets, plots, & headstone are kinda pricey, plus you pay for funeral home fees. My MIL went to a recent funeral, and said the widow has to pay about $10,000 for expenses. (Out of pocket, she paid about $4500)

Cremation's about $1500 and up. LOL, much cheaper. ;)

meretrisha said...

oh, my!is that so? hmmm, i'll have to think it over then.. LOL..

Andrea-Memories As A Mom said...

This got me thinking - I have done nothing to prepare for my funeral. It's so hard to think about, but it really is important now that I have a child :(

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